cognitio analytics

NOW WITH AI-POWERED ANALYTICS

Total Rewards Analytics

Built for Impact

Healthcare benefits data scattered across systems and carriers? TRA consolidates it all, giving your HR team complete visibility into costs, trends, and employee utilization so you can make informed decisions that improve plan design, optimize spend, and boost employee wellbeing.

500M+

Total Rewards
Activities Analyzed

$50M+

Annual Savings
from FWA Reduction

2-4x

Increased Accuracy
in Predicting Risk

Schedule your personalized demo

See TRA in action. No commitment required.

What TRA Delivers

Six Ways TRA Drives Measurable Impact

From cost transparency to regulatory compliance, TRA gives HR and Total Rewards leaders the data intelligence to act, not just report.

AI-Powered Predictive Costs

Early warning scorecards to forecast health plan spend and anticipate the cost of emerging drugs on your employee population, so your team is never caught off guard at renewal.

Predictive AI

Cost Transparency

Drive cost transparency and advocacy by benchmarking what you’re paying against market rates across medical, pharmacy, and benefits programs, so you can negotiate from a position of strength.

Benchmark Analysis

NLP Queries

Ask TRA anything in plain English, “How does our base salary compare to tech peers at the Director level?” and receive instant, cited analysis without writing a single SQL query.

Pre-Built Dashboards

AI-Powered Predictive Costs

Early warning scorecards to forecast health plan spend and anticipate the cost of emerging drugs on your employee population, so your team is never caught off guard at renewal.

Predictive AI

Cost Transparency

Drive cost transparency and advocacy by benchmarking what you’re paying against market rates across medical, pharmacy, and benefits programs, so you can negotiate from a position of strength.

Benchmark Analysis

NLP Queries

Ask TRA anything in plain English, “How does our base salary compare to tech peers at the Director level?” and receive instant, cited analysis without writing a single SQL query.

Generative AI

Opportunity Identification

Perform deep dives into your benefits data to surface savings opportunities, identify over- and under-utilization, and flag wasteful spend before it compounds.

Spend Optimization

Opportunity Identification

Perform deep dives into your benefits data to surface savings opportunities, identify over- and under-utilization, and flag wasteful spend before it compounds.

Spend Optimization

Regulatory Compliance

Stay ahead of new fiduciary regulations with tools that help you audit benefits, validate vendor value, and demonstrate compliance, acting as an independent, unbiased assessor of your programs.

Fiduciary Support

Custom Analytics

Line-level raw data access enables highly customizable analysis, letting your team build their own methodologies or partner with Cognitio’s data science experts for hands-on, bespoke projects.

Custom Analytics

Regulatory Compliance

Stay ahead of new fiduciary regulations with tools that help you audit benefits, validate vendor value, and demonstrate compliance acting as an independent, unbiased assessor of your programs.

Fiduciary Support

Custom Analytics

Line-level raw data access enables highly customizable analysis, letting your team build their own methodologies or partner with Cognitio’s data science experts for hands-on, bespoke projects.

Custom Analytics

Connected. Trusted. Insightful.

Behind every insight is a reliable, integrated data platform. TRA ensures end-to-end visibility across your entire rewards ecosystem, so your team can trust every number, every trend, every time.

  • Comprehensive Connectivity
    Vendor-agnostic connectivity analyzes benefit program data from any vendor or solution provider, with real-time monitoring via the Ingestion Tracker and Vendor Directory.
  • Reliable and Enriched Data
    Curated, quality-assured medical, pharmacy, and member datasets from the Data Factory, enriched with comprehensive benchmarks, SDOH scores, risk scores, and population health metrics.
  • Powerful, Actionable Insights
    Pre-built dashboards and no-code reporting deliver instant answers, while the advanced AI/ML workbench supports custom, deep-dive analysis tailored to your organization’s goals.
  • Independent, Unbiased Validation
    Where many advisors have conflicts of interest, Cognitio is dedicated to maximizing value for the employers. Our independent and unbiased insights are grounded in data and robust methodologies. We are truly in your corner in holding benefits providers accountable.
Impact Delivered

Solutions that consistently delivered measurable impact

500M+

Total Rewards
Activities
Analyzed

$10M+

Saved in
Wasteful
Benefit Spend

25%

Reduction in
Spend on
Select Drugs

$50M+

Annual
Savings
from FWA

50%

Reduction in
Expert Medical
Opinion Costs

2–4×

Increased Risk
Prediction
Accuracy

Ready to see what Cognitio can do for you?

A 30-minute personalized demo is the fastest way to see what AI-powered total rewards analytics can do for your organization.